Pengaruh Badan Kredit Desa terhadap perekonomian desa Margoluwih Sleman Yogyakarta

Abstract

Badan Kredit Desa (BKD) is a finance institution stated in a village that has activities to give loans to people surrounding there with low interest rates and protect them from creditor who gives high interest rate and “ijon system” (ijon system means creditor buys rice from a farmer by paying for long before the harvest). The purpose of this research is over see how BKD has its own character and performance to strength the village economic also the influence and its impact of BKD to economical development in Margoluwih village. The research methods applied is simple regression linear analysis by calculating total amount of credit given and real village income (PAD). This credit given influence to village economical with indicator PAD.