Analisis Pengaruh Tingkat Likuiditas dan Intermediasi terhadap Tingkat Profitabilitas pada PT BRI Agroniaga, Tbk

Abstract

In the banking sector, there will be always interest conflicts between the decision to maintain liquidity and increase distribution credits to achieve the optimal profits target. The purpose of this research mainly is to analyze the impact of liquidity and intermediary level on profitability of PT BRI Agroniaga, Tbk. The indicators used are LTA and LAD ratio as the measures of liquidity level variable, LDR and LAR as the measures of intermediary level variable, and ROA, ROE, and NIM as the measures of profitability level variable. The research method used is Component based Structural Equation Modeling – Partial Least Square. The results show that both of liquidity and intermediary level have significant positive effect on bank profitability