dc.contributor.advisor | Johan, Irni Rahmayani | |
dc.contributor.author | Astuti, Febia | |
dc.date.accessioned | 2022-11-07T05:06:45Z | |
dc.date.available | 2022-11-07T05:06:45Z | |
dc.date.issued | 2022-10 | |
dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/115189 | |
dc.description.abstract | Kurangnya pengetahuan dan kepercayaan diri dalam mengelola keuangan
dapat berdampak pada perilaku keuangan yang buruk. Secara umum penelitian ini
menganalisis pengaruh karakteristik responden, literasi keuangan dan financial self efficacy terhadap perilaku keuangan nasabah bank emok. Desain penelitian ini yaitu
cross sectional study. Pengambilan sampel menggunakan metode snowball
sampling sebanyak 94 perempuan pengguna jasa bank emok. Data dikumpulkan
melalui wawancara menggunakan kuesioner dan teknik analisis data menggunakan
analisis deskriptif, uji korelasi, dan uji regresi linier berganda. Hasil penelitian
menunjukkan bahwa responden memiliki tingkat literasi keuangan yang rendah
(less literate). Responden cukup memiliki kepercayaan diri dalam mengelola
keuangan, namun masih banyak responden yang belum memiliki perilaku keuangan
yang baik. Usia berhubungan negatif signifikan dengan perilaku keuangan.
Sementara itu, pendidikan dan financial self-efficacy berhubungan positif signifikan
dengan perilaku keuangan. Hasil uji regresi menunjukkan bahwa pendidikan dan
financial self-efficacy berpengaruh positif signifikan terhadap perilaku keuangan,
sedangkan literasi keuangan tidak memiliki pengaruh terhadap perilaku keuangan. | id |
dc.description.abstract | Lack of knowledge and confidence in managing finances can have an impact
on poor financial behavior. This study analyzes the influence of respondent
characteristics, financial literacy, and financial self-efficacy on financial behavior
among customers of Bank Emok. The design of this study is a cross sectional study.
Sampling using the snowball sampling method 94 female users of bank emok. Data
were collected through interviews using a questionnaire and analysed using
descriptive analysis, correlation test, and multiple linear regression test. The results
showed that the respondents had a low level of financial literacy (less literate).
Respondents are quite confident in managing financial, however they are less likely
to carry out a sound financial behavior. Age has a significant negative relationship
with financial behavior. Meanwhile, education level and financial self-efficacy
have a significant positive relationship with financial behavior. The regression test
result show that education level and financial self-effycacy have a significant
positive effect on financial behavior, while financial literacy has no effect on
financial behavior. | id |
dc.language.iso | id | id |
dc.publisher | IPB University | id |
dc.title | Pengaruh Literasi Keuangan dan Financial Self-Efficacy terhadap Perilaku Keuangan Nasabah Bank Emok | id |
dc.title.alternative | The Influence of Financial Literacy and Financial Self-Efficacy on Financial Behavior among Customers of Bank Emok | id |
dc.type | Undergraduate Thesis | id |
dc.subject.keyword | bank emok | id |
dc.subject.keyword | Ciamis | id |
dc.subject.keyword | financial behavior | id |
dc.subject.keyword | financial literacy | id |
dc.subject.keyword | financial self-efficacy | id |