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      • Undergraduate Theses
      • UT - Faculty of Human Ecology
      • UT - Family and Consumer Sciences
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      Pengaruh Sosialisasi Keuangan Keluarga dan Perilaku Keuangan terhadap Kesejahteraan Keuangan Mahasiswa

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      Date
      2022-09
      Author
      Asyifanny, Wirahmah Fitriana
      Muflikhati, Istiqlaliyah
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      Abstract
      Penelitian ini bertujuan menganalisis pengaruh sosialisasi keuangan keluarga dan perilaku keuangan terhadap kesejahteraan keuangan mahasiswa. Contoh dalam penelitian ini adalah 247 warga negara Indonesia berstatus mahasiswa/i sarjana dari perguruan tinggi negeri dan swasta di seluruh Indonesia. Teknik penarikan contoh menggunakan voluntary sampling. Analisis data menggunakan analisis deskriptif, uji korelasi Pearson, dan uji structural equation model-partial least square (SEMPLS). Hasil analisis deskriptif menunjukkan bahwa rata-rata sosialisasi keuangan keluarga dan kesejahteraan keuangan rendah, serta perilaku keuangan yang sedang. Hasil uji SEM menunjukkan bahwa sosialisasi keuangan keluarga berpengaruh terhadap kesejahteraan keuangan mahasiswa baik langsung maupun tidak langsung melalui perilaku keuangan. Perilaku keuangan yang baik juga akan meningkatkan kesejahteraan keuangan. Sebaiknya keluarga melakukan sosialisasi keuangan kepada anak sejak dini agar tercipta perilaku keuangan dan kesejahteraan keuangan anak yang lebih baik di masa depan.
       
      This study aims to analyze the influence of family financial socialization and financial behavior on student college’s financial well-being. An examples in this study are 247 Indonesian citizens with undergraduate students from state and private universities throughout Indonesia. The sampling uses voluntary sampling technique. Data uses descriptive analysis, Pearson correlation test, and structural equation model test. The result of the descriptive analysis shows that the average of family financial socialization and financial well-being is in the low category, and financial behavior is in the moderate category. The result of the SEM test shows that family financial socialization affects the student’s financial well-being, both directly and indirectly through financial behavior. Good financial behavior will also improve financial well-being. It is better for families to socialize finances to children from an early age in order to create better financial behavior and financial well-being of children in the future.
       
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      http://repository.ipb.ac.id/handle/123456789/114619
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      • UT - Family and Consumer Sciences [1046]

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      Copyright © 2020 Library of IPB University
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      Contact Us | Send Feedback
      Indonesia DSpace Group 
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      Universitas Jember Digital Repository