| dc.contributor.advisor | Ermawati, Wita Juwita | |
| dc.contributor.author | Lestari, Chyka Dwi | |
| dc.date.accessioned | 2021-08-13T02:57:24Z | |
| dc.date.available | 2021-08-13T02:57:24Z | |
| dc.date.issued | 2021 | |
| dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/108393 | |
| dc.description.abstract | Perkembangan teknologi yang semakin maju menuntut setiap individu untuk mampu beradaptasi, salah satunya yaitu dengan menggunakan alat pembayaran digital. Alat pembayaran digital seperti e-wallet dapat membantu proses pembayaran saat terjadinya pandemi Covid-19. Literasi keuangan dibutuhkan untuk dapat mengoptimalkan penggunaan e-wallet. Penelitian ini bertujuan untuk (1) menganalisis tingkat literasi keuangan mahasiswa S1, (2) menganalisis pengaruh faktor sosiodemografi dan faktor finansial terhadap tingkat literasi keuangan mahasiswa S1, (3) menganalisis pengaruh literasi keuangan, faktor sosiodemografi, faktor finansial, dan pandemi Covid-19 terhadap keputusan keuangan dalam penggunaan e-wallet pada mahasiswa S1. Metode analisis data yang digunakan yaitu analisis deskriptif dan analisis SEM-PLS. Hasil dari penelitian ini menunjukkan bahwa tingkat literasi keuangan mahasiswa S1 di Jabodetabek sebesar 20%. Terdapat pengaruh positif signifikan pada faktor sosiodemografi terhadap literasi keuangan, serta literasi keuangan dan faktor finansial terhadap keputusan keuangan dalam penggunaan e-wallet. | id |
| dc.description.abstract | The development of technology that increasingly advanced requires everyone to be able to adapt, one of which is by using digital payment instruments. Digital payment instruments such as e-wallet can help the payment process during the Covid-19 pandemic. Financial literacy is needed to optimize the use of e-wallet. This study aims to (1) analyze the level of undergraduate students financial literacy, (2) analyze the effect of sociodemographic factors and financial factors towards financial literacy of undergraduate students, (3) analyze the effect of financial literacy, sociodemographic factors, financial factors, and the Covid-19 pandemic toward financial decisions in the use of e-wallet for undergraduate students. The data analysis method used is descriptive analysis and SEM-PLS analysis. The results of this study showed that the level of financial literacy of undergraduate students in Jabodetabek was 20%. There is a significant positive effect of sociodemographic factors on financial literacy, as well as financial literacy and financial factors on financial decisions in the use of e-wallet. | id |
| dc.language.iso | id | id |
| dc.publisher | IPB University | id |
| dc.title | Pengaruh Literasi Keuangan, Sosiodemografi, Finansial, dan Pandemi Covid-19 terhadap Keputusan Keuangan dalam Penggunaan E-Wallet pada Generasi Z | id |
| dc.title.alternative | The Influence of Financial Literacy, Sociodemographic, Financial, and the Covid-19 Pandemic toward Financial Decisions in Use of E-Wallet in Generation Z | id |
| dc.type | Undergraduate Thesis | id |
| dc.subject.keyword | Covid-19 pandemic | id |
| dc.subject.keyword | e-wallet | id |
| dc.subject.keyword | financial literacy | id |
| dc.subject.keyword | generation Z | id |
