| dc.contributor.advisor | Dewi, Farida Ratna | |
| dc.contributor.author | Kamilia, Ghina | |
| dc.date.accessioned | 2021-02-16T03:59:21Z | |
| dc.date.available | 2021-02-16T03:59:21Z | |
| dc.date.issued | 2021 | |
| dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/105941 | |
| dc.description.abstract | Perkembangan financial technology meningkatkan persaingan di industri perbankan karena melibatkan perusahaan-perusahaan non-bank yang memiliki fungsi seperti bank. Untuk meningkatkan daya saing, bank berinovasi dengan memberikan layanan internet banking, mobile banking, serta bekerja sama dengan startup fintech. Penelitian ini bertujuan untuk menganalisis peran internet banking, mobile banking, serta kerja sama dengan start up fintech pada profitabilitas dan efisiensi perusahaan sub sektor perbankan yang terdaftar di BEI. Data yang digunakan berupa data sekunder dan dianalisis menggunakan regresi logistik dengan software SPSS 25. Profitabilitas diukur melalui ROA dan efisiensi diukur melalui BOPO. Hasil penelitian menunjukkan tidak terdapat perbedaan peluang ROA di atas rata-rata dan BOPO di bawah rata-rata antara perusahaan sub sektor perbankan yang menggunakan internet banking dan mobile banking dibandingkan dengan yang tidak. Perusahaan sub sektor perbankan yang bekerja sama dengan start up fintech secara signifikan memiliki peluang yang lebih besar untuk memperoleh ROA dan BOPO yang lebih baik. | id |
| dc.description.abstract | The development of financial technology increases competition in the banking industry because it involves non-bank companies that have functions such as banks. To increase competitiveness, banks innovate by providing internet banking services, mobile banking, and collaborating with fintech startups. This study aims to analyze the role of internet banking, mobile banking, and cooperation with fintech start-ups on the profitability and efficiency of banking sub-sector companies listed on the IDX. The data used are secondary data and analyzed using logistic regression with SPSS 25 software. Profitability is measured through ROA and efficiency is measured by BOPO. The results showed that there was no difference in the chance of ROA above average and BOPO below average between banking sub-sector companies that used internet banking and mobile banking compared to those that did not. The banking sub-sector companies that cooperate with fintech start-ups have a significantly greater chance of obtaining better ROA and BOPO. | id |
| dc.language.iso | id | id |
| dc.publisher | IPB University | id |
| dc.title | Peran Financial Technology pada Profitabilitas dan Efisiensi Perusahaan Sub Sektor Perbankan di BEI | id |
| dc.title.alternative | The Role of Financial Technology in the Profitability and Efficiency of Banking Sub Sector Companies on IDX | id |
| dc.type | Undergraduate Thesis | id |
| dc.subject.keyword | efficiency | id |
| dc.subject.keyword | internet banking | id |
| dc.subject.keyword | mobile banking | id |
| dc.subject.keyword | profitability | id |
| dc.subject.keyword | startup fintech | id |
