| dc.contributor.advisor | Irfany, Mohammad Iqbal | |
| dc.contributor.author | Ulhaqqi, Muhammad Fikra Yafi | |
| dc.date.accessioned | 2023-08-09T14:23:25Z | |
| dc.date.available | 2023-08-09T14:23:25Z | |
| dc.date.issued | 2023 | |
| dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/123396 | |
| dc.description.abstract | Liquidity has an important role in the development and sustainability of the banking industry. This is shown through the nature of liquidity which is vulnerable to shocks, causing banks to anticipate risks arising from liquidity. The purpose of this study is to analyze the comparison of the determinants of liquidity of Conventional Commercial Banks (BUK) and Islamic Commercial Banks (BUS) in Indonesia based on the Loan to Deposit Ratio (LDR) and Financing to Deposit Ratio (FDR) in the period 2016 to 2020. Data analysis techniques used is panel data regression. The panel data regression results show economic growth as a systematic variable has a positive effect on banking liquidity risk in Indonesia, and non-performing loans (financing) as a non-systematic variable have a negative effect on banking liquidity risk in Indonesia. | id |
| dc.description.abstract | Likuiditas memiliki peran penting dalam perkembangan dan keberlanjutan
industri perbankan. Sifat likuiditas yang rentan terhadap guncangan mengakibatkan
bank harus mengantisipasi risiko yang timbul atas likuiditas. Tujuan dari penelitian
ini adalah menganalisis perbandingan determinan likuiditas bank umum
konvensional (BUK) dan bank umum syariah (BUS) di Indonesia berdasarkan loan
to deposit ratio (LDR) dan financing to deposit ratio (FDR) pada periode 2016-
2020. Teknik analisis data yang digunakan adalah regresi data panel. Hasil regresi
data panel menunjukkan bahwa NPL dan NPF sebagai variabel non-sistematis
berpengaruh negatif terhadap LDR BUK dan FDR BUS. GDP sebagai variabel
sistematis berpengaruh positif terhadap LDR BUK dan FDR BUS. | id |
| dc.description.abstract | Liquidity has an important role in the development and sustainability of the banking industry. This is shown through the nature of liquidity which is vulnerable to shocks, causing banks to anticipate risks arising from liquidity. The purpose of this study is to analyze the comparison of the determinants of liquidity of Conventional Commercial Banks (BUK) and Islamic Commercial Banks (BUS) in Indonesia based on the Loan to Deposit Ratio (LDR) and Financing to Deposit Ratio (FDR) in the period 2016 to 2020. Data analysis techniques used is panel data regression. The panel data regression results show economic growth as a systematic variable has a positive effect on banking liquidity risk in Indonesia, and non-performing loans (financing) as a non-systematic variable have a negative effect on banking liquidity risk in Indonesia. | id |
| dc.language.iso | id | id |
| dc.publisher | IPB University | id |
| dc.title | Determinan Risiko Likuiditas Perbankan Syariah dan Perbankan Konvensional di Indonesia | id |
| dc.title.alternative | Determinants of Banking Liquidity Risk Sharia and Conventional Banking in Indonesia | id |
| dc.type | Undergraduate Thesis | id |
| dc.subject.keyword | BUK | id |
| dc.subject.keyword | BUS | id |
| dc.subject.keyword | non-systematic determinants of liquidity risk | id |
| dc.subject.keyword | systematic determinants of liquidity risk | id |
