dc.contributor.advisor | Purnaba, I Gusti Putu | |
dc.contributor.advisor | Erliana, Windiani | |
dc.contributor.author | Sholihin, Syaowalliera Haadi | |
dc.date.accessioned | 2021-10-31T13:05:00Z | |
dc.date.available | 2021-10-31T13:05:00Z | |
dc.date.issued | 2021 | |
dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/109769 | |
dc.description.abstract | Asuransi jiwa last survivor merupakan asuransi yang terdiri dari dua atau lebih orang tertanggung, di mana pembayaran premi akan berakhir ketika terjadi kematian terakhir peserta polis asuransi. Risiko kematian peserta polis asuransi tersebut berpengaruh dalam menentukan besaran premi tahunan dan cadangan manfaat asuransi. Biasanya, risiko kematian pasangan suami istri peserta polis asuransi dianggap saling bebas, namun pada kenyataannya saling berpengaruh. Pada karya ilmiah ini, dilakukan penghitungan premi tahunan dan cadangan manfaat dari asuransi jiwa seumur hidup last survivor untuk pasangan suami istri menggunakan model kebebasan mortalitas dan model ketidakbebasan mortalitas Joe copula dan Clayton copula. Berdasarkan hasil penghitungan, premi tahunan yang dihitung menggunakan model kebebasan mortalitas lebih kecil dibanding menggunakan model ketidakbebasan mortalitas. Begitu pun pada cadangan manfaat, cadangan yang dihitung menggunakan model kebebasan mortalitas lebih kecil dibanding menggunakan model ketidakbebasan mortalitas. | id |
dc.description.abstract | Last survivor life insurance is a form of insurance which covers two or more insured persons, in which the premium payment will end when the last person of policyholders dies. The risk of death from policyholders has an effect on determining the amount of annual premiums and benefit reserves from the insurance. Usually, the death risk of married couples are considered to be independent, but in reality are interdependent. On this scientific paper, annual premiums and benefit reserves of last survivor life insurance for married couples are calculated using independent mortality model and interdependent mortality models of Joe copula dan Clayton copula. Based on the calculation results, annual premiums calculated using independent mortality model are smaller in value than the ones using interdependent mortality models. As well as benefit reserves, the benefit reserves calculated using independent mortality model are smaller in value than the ones using interdependent models. | id |
dc.language.iso | id | id |
dc.publisher | IPB University | id |
dc.title | Penentuan Premi Tahunan dan Cadangan Manfaat Asuransi Jiwa Last Survivor dengan Model Joe dan Clayton Copula | id |
dc.title.alternative | Calculation of Annual Premiums and Benefit Reserves in Last Survivor Life Insurance using Joe and Clayton Copula Models | id |
dc.type | Undergraduate Thesis | id |
dc.subject.keyword | Clayton copula | id |
dc.subject.keyword | Joe copula | id |
dc.subject.keyword | last survivor | id |
dc.subject.keyword | life insurance | id |