| dc.contributor.advisor | Ruhiyat | |
| dc.contributor.advisor | Sumarno, Hadi | |
| dc.contributor.author | Nisa, Rahmatun | |
| dc.date.accessioned | 2021-09-10T07:35:58Z | |
| dc.date.available | 2021-09-10T07:35:58Z | |
| dc.date.issued | 2021 | |
| dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/109172 | |
| dc.description.abstract | Mengikuti program asuransi jiwa adalah suatu usaha yang dapat dilakukan untuk meminimumkan risiko keuangan yang diakibatkan oleh kematian. Ketika seseorang mengikuti program asuransi, orang tersebut memiliki kewajiban untuk membayar sejumlah uang yang disebut premi. Salah satu faktor penting yang menentukan besar premi yang harus dibayar adalah tingkat bunga yang digunakan. Penelitian ini bertujuan untuk membandingkan besar premi tunggal bersih beberapa polis asuransi jiwa dan anuitas hidup saat tingkat bunga dimodelkan dengan proses moving average dan saat tingkat bunga dimodelkan dengan model independent and identically distributed. Data yang digunakan adalah data tingkat bunga BI 7-day (Reverse) Repo Rate periode April 2016 sampai April 2021 dan Tabel Mortalitas Indonesia IV. Berdasarkan hasil penghitungan, premi tunggal bersih yang dihasilkan saat tingkat bunga dimodelkan dengan proses moving average lebih besar daripada saat dimodelkan dengan model independent and identically distributed. | id |
| dc.description.abstract | Joining a life insurance program is an effort that can be done to minimize the financial risk due to death. When someone joins an insurance program, that person must pay a certain amount of money so-called premium. One of the important factors that determine the amount of premium to be paid is the interest rate used. This study aims to compare the net single premium of several life insurance and life annuity policies when the interest rate is modeled using a moving average process and when the interest rate is modeled using an independent and identically distributed model. The data used are BI 7-day (Reverse) Repo Rate for the period April 2016 to April 2021 and the Indonesia Mortality Table IV. Based on the calculation, the net single premiums produced when the interest rate is modeled using a moving average process is higher than those when the interest rate is modeled using an independent and identically distributed model. | id |
| dc.language.iso | id | id |
| dc.publisher | IPB University | id |
| dc.title | Penghitungan Premi Polis-Polis Asuransi Jiwa dan Anuitas Hidup saat Tingkat Bunga Dimodelkan dengan Moving Average | id |
| dc.title.alternative | Calculation of Premium for Life Insurance and Life Annuity Policies when Interest Rates are Modeled Using Moving Average | id |
| dc.type | Undergraduate Thesis | id |
| dc.subject.keyword | interest rate | id |
| dc.subject.keyword | life annuity | id |
| dc.subject.keyword | life insurance | id |
| dc.subject.keyword | moving average | id |
| dc.subject.keyword | net single premium | id |
