dc.contributor.advisor | Sugema, Iman | |
dc.contributor.author | Safira, Nabila | |
dc.date.accessioned | 2021-01-26T07:01:38Z | |
dc.date.available | 2021-01-26T07:01:38Z | |
dc.date.issued | 2021-01 | |
dc.identifier.uri | http://repository.ipb.ac.id/handle/123456789/105422 | |
dc.description.abstract | Program untuk mempercepat penanggulangan kemiskinan, mengurangi
ketimpangan antarindividu dan antardaerah, mendorong pertumbuhan ekonomi dan
mencapai stabilitas keuangan yaitu dengan inklusi keuangan. Penelitian ini
bertujuan untuk menganalisis pengaruh pemudahan akses pada layanan keuangan
terhadap ketimpangan pendapatan dan dampaknya terhadap pertumbuhan ekonomi.
Data sekunder yang digunakan dalam bentuk data panel 33 provinsi di Indonesia
dengan periode waktu tahun 2015-2019. Metode pengolahan data yang digunakan
yaitu index of financial inclusion, ordinary least Square, dan two stage least square.
Hasil pengolahan indeks inklusi keuangan menunjukkan rata-rata inklusi keuangan
33 provinsi di Indonesia sejak tahun 2015-2019 tergolong rendah dan terus
meningkat. Hasil estimasi dengan regresi panel data pertama menunjukan indeks
gini tidak berpengaruh secara signifikan terhadap pertumbuhan PDRB per kapita.
Kedua, menunjukkan inklusi keuangan berpengaruh negatif terhadap indeks gini
secara signifikan pada taraf nyata satu persen. Ketiga dengan TSLS menunjukkan
indeks gini yang dipengaruhi oleh inklusi keuangan memberikan pengaruh yang
signifikan negatif terhadap pertumbuhan ekonomi. Berdasarkan hasil regresi, jika
inklusi keuangan terus meningkat maka ketimpangan akan terus menurun dan
pertumbuhan meningkat. | id |
dc.description.sponsorship | Financial inclusion includes programs to accelerate poverty reduction,
reduce inequality between individuals and regions, promote economic growth and
achieve financial stability. This study aims to analyze the effect of facilitating
access to financial services on income inequality and its impact on economic growth.
Secondary data used in this study is in the form of panel data for 33 provinces in
Indonesia with a time period of 2015-2019. The data processing methods used are
index of financial inclusion, ordinary least square and two stage least square. The
results of the financial inclusion index processing show that the average financial
inclusion of 33 provinces in Indonesia since 2015-2019 is low and continues to
increase. The estimation results with the first panel data regression show that the
Gini index does not have a significant effect on GRDP kapita growth. Second, it
shows that financial inclusion has a significant negative effect on the Gini index at
the one percent real level. Third, TSLS shows that the Gini index which is
influenced by financial inclusion has a significant and negative effect on economic
growth. Based on the regression results, should financial inclusion continues to
increase, inequality will continue to decline and growth will increase. | id |
dc.language.iso | id | id |
dc.publisher | IPB University | id |
dc.title | Pengaruh Inklusi Keuangan terhadap Ketimpangan Pendapatan dan Pertumbuhan Ekonomi | id |
dc.title.alternative | The Influence of Financial Inclusion on Income Inequality and Economic Growth | id |
dc.type | Undergraduate Thesis | id |
dc.subject.keyword | financial inclusion | id |
dc.subject.keyword | income inequality | id |
dc.subject.keyword | economic growth | id |
dc.subject.keyword | TSLS | id |