| dc.description.abstract | This research aims to determine factors and strategies affecting and improving financial performance of old age protection in BPJS Ketenagakerjaan. In this study, there are five independent variables such as: Solvability ratio, effectiveness of membership, effectiveness of fee, efficiency ratio, and varians ratio, while dependent variable is growth assets measured by Return on Net Asset Ratio. T-Test was used to find out the difference of financial condition before and during pandemic and the method of multiple linear regression analysis was utilized with using 2019 and 2020 data to determine the factors that influence financial performance. The last, strategies were generated based on SWOT factors connected to factors affecting financial performance of Old Age based on regression result. The result of this study shows that financial condition is different before and during pandemic, then solvability, effectiveness of fee, and efficiency factors significantly affect the financial performance of old age security program before and during pandemic while effectiveness of membership and varians do not have significant impact. The strategies resulted from SWOT factors include: law enforcement, training, education and etc., related to old age financial performance. At the end, this study is expected to help management in BPJS Ketenagakerjaan improve financial performance of Old age security program. | id |
