Analisis Strategi Pemasaran Kredit Usaha Mikro Berbasis Marketing 3.0 di Kantor Cabang Mikro Ciawi Bogor

Abstract

KCM Ciawi is one of the banks that extending the credit for Micro Small and Medium Enterprises. To extend the bussiness credit KCM Ciawi required to appropriately and has a good quality. The purpose of this research are (1) identified the Internal and external environment in KCM Ciawi (2) Analyze the strengths, weaknesses, opportunity, and threats in the marketing of micro bussiness credit product based on Marketing 3.0 in KCM Ciawi (3) Prepare the right alternative of Marketing Strategy based on Marketing 3.0 for daily activity in KCM Ciawi Branch's marketing division. The result of this research based on AHP analysis obtained seven best alternative strategy, that are keep the interest rates to remain competitive because competition is getting tougher (0223), Doing good mapping area to get the debtor the right target (0170), Strengthening the team work to deal with the development of credit increased effort (0169), Improving the capability of personnel (0.160), related regulations tightening credit guarantees (0157), Reinforce regulation to reduce the occurrence of fraud (0077) and Conduct in-depth investigation to assess the character and the debtor's business (0044).