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Title: | Literasi Keuangan Syariah dan Pengaruhnya Terhadap Keputusan Investasi Melalui Perilaku Keuangan Mahasiswa |
Other Titles: | Islamic Financial Literacy and Its Effect on Investment Decisions through Student Financial Behavior. |
Authors: | Arsyianti, Laily Dwi Rahman, Fitriana |
Issue Date: | 2021 |
Publisher: | IPB University |
Abstract: | Survei Otoritas Jasa Keuangan 2019 menunjukkan tingkat literasi keuangan
syariah sebesar 8,93% dan belum merata di setiap sektornya terutama pada pasar
modal. Indeks inklusi keuangan syariah pasar modal juga memiliki nilai terendah
diantara sektor lain. Provinsi Jawa Barat memiliki indeks literasi keuangan syariah
terendah di Pulau Jawa, namun sebenarnya berpotensi dalam pembangunan
ekonomi syariah melalui jumlah penduduk dan mahasiswanya. Penelitian ini
bertujuan menganalisis tingkat literasi keuangan syariah mahasiswa FEM IPB
University dan pengaruhnya terhadap keputusan investasi melalui perilaku
keuangan dengan metode analisis deskriptif dan SEM-PLS. Hasil penelitian
menunjukkan rata-rata tingkat literasi keuangan syariah responden adalah 81,17%,
literasi keuangan syariah berpengaruh terhadap keputusan investasi dan perilaku
keuangan, kemudian perilaku keuangan berpengaruh langsung terhadap keputusan
investasi dan mampu memediasi pengaruh literasi keuangan syariah terhadap
keputusan investasi, ditemukan pula jenis kelamin tidak berpengaruh sementara
pendapatan berpengaruh positif dan signifikan terhadap keputusan investasi. Financial Services Authority survey 2019 showed sharia financial literacy rate of 8.93% and has not been evenly distributed in every sector, especially in the capital market. The capital market sharia financial inclusion index also has the lowest among other sectors. West Java province has the lowest sharia financial literacy index in Java Island, but it actually has the potential in sharia economic development through its population and students. This study aims to analyze the level of sharia financial literacy of students of the FEM IPB University and its influence on investment decisions through financial behavior with descriptive analysis and SEM-PLS methods. The results show the average level of sharia financial literacy of respondents is 81.17%, sharia financial literacy influence investment decisions and financial behavior, then financial behavior directly influence investment decisions and is able to mediate the influence of sharia financial literacy on investment decisions, it is also found that gender have no effect while income has a positive and significant effect on investment decisions. |
URI: | http://repository.ipb.ac.id/handle/123456789/107330 |
Appears in Collections: | UT - Syariah Economic |
Files in This Item:
File | Description | Size | Format | |
---|---|---|---|---|
Cover.pdf | Cover | 401.94 kB | Adobe PDF | View/Open |
H54170032_Fitriana Rahman.pdf Restricted Access | Fullteks | 803.19 kB | Adobe PDF | View/Open |
Lampiran.pdf Restricted Access | Lampiran | 299.27 kB | Adobe PDF | View/Open |
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