Faktor-Faktor yang Mempengaruhi Pengembalian Kredit Usaha Rakyat (Studi Kasus PT. Bank Rakyat Indonesia (Persero) Tbk Kantor Cabang Hayam Wuruk)

Abstract

Kredit Usaha Rakyat or KUR is help the government is program to develop entrepreneur (UMKM) business. PT. Bank Rakyat Indonesia (Persero) Tbk Branch Offices Hayam Wuruk is one of distribute loan (KUR). The purpose of this research are analyze of Factors that influence the repayment and loan’s impact on revenue in BRI branch office Hayam Wuruk agribusiness sector . Methods used in this research are regression logistic, profits distribution and T Test. The results of research that : (1) oldest debtors will return loans on scheduly than youngest debtors (2) debtors have a family has few greater opportunities do credit repayment schedule than many debtors have a family (3) debtors who has twice received credit facility having opportunities more performing than debtors who first accept loan.