Fungsi Interpolasi untuk Tabel Mortalita

Abstract

Every human has a risk of death. Insurance is a way to minimize the risk. People who join the insurance have an obligation to pay a premium. One of the parameters to calculate the premium price is the table of mortality. The purpose of this paper is to model the table of mortality with the interpolation method and analyze the difference of premium price between endowment insurance with term insurance. We use the method of linear, quadratic, and more than two degree spline interpolation. The best interpolation method for the mortality table is a linear spline interpolation because the error of calculate is relative small.